Payment plans

Frequently Asked Questions

How do I apply?

First you will need to establish how much you need to borrow for your treatment.

Then you will need to complete a simple, online credit application. One of our team can help you with the process. The information is sent to the lender immediately and a reply is usually received by return.

Contact us now:020 7467 4344

How much can I borrow?

You can borrow between £350 and £25,000, subject to status. You must be over 18 to apply, and you must have lived in the UK for at least 3 years.

How long can I take the loan over and what will the loan APR be?

We offer a choice of repayment periods of  36, 48 & 60 months*.

We offer  interest bearing finance at 14.9% APR*.

Once you apply for a loan, the relevant terms will be made available for you to consider.

Calculate for yourself the monthly repayments for your treatment by entering the cost in our Payment Plan Calculator.

What surgeries/treatments are not covered financially through Chrysalis Finance?

Payment plans are only available on selected Fixed Price Packages*. Financing is not available on oncological Fixed Price Packages.

What is an All-Inclusive Fixed Price Package?

An All-Inclusive Fixed Price Packages includes all hospital, surgeon, and anaesthetist fees. Your Chrysalis payment plan will cover everything included in the package.

For more information about what is included in our All-Inclusive Fixed Price Packages, please visit self-paying for treatment. 

If you have any questions, please contact us:020 7467 4344

Do I have to pay a deposit?

A deposit is not required, but if you want to pay one and reduce the amount you borrow, this is completely up to you.

How much are the repayments?

This will depend on the amount you borrow and whether you pay a deposit. Our staff can show you, completely without obligation, the monthly repayments for your particular treatment.

We offer interest bearing finance at 14.9% APR*.

Calculate for yourself the monthly repayments for your treatment by entering the cost in the Payment Plan Calculator.

How do I make the repayments?

The monthly payments are collected by Direct Debit and are subject to the usual guarantee from your bank.

When can I start the treatment?

Immediately – as soon as the credit agreement has been signed.

Do I need to be a UK resident?

You must have lived in the UK for at least three years in order to be eligible*.

What if I decide that I don’t want the finance?

There is a statutory ‘cooling off’ period of 14 days after signature for all regulated agreements, during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.

What information do I need to provide when applying for finance?

When submitting an application for finance you will need to provide your full name, date of birth, three years address history, three years employment history, income/expenditure details and bank account information.

Who provides the finance?

The finance is arranged through Chrysalis Finance Ltd, a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193.

King Edward VII Hospital Sister Agnes trading as King Edward VII’s Hospital is an Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking.

You have been introduced to this webpage by King Edward VII Hospital Sister Agnes trading as King Edward VII’s Hospital, which is an Appointed Representative of Chrysalis Finance Limited. King Edward VII Hospital Sister Agnes is a credit broker, not a ldender.